Acceptance
By using FIRE Numbers you agree to these terms. If you do not agree with them, please do not use the site.
What this site is
FIRE Numbers provides free educational calculators that project financial assumptions forward. It is a reference tool, nothing more.
No professional advice
Nothing on this site is financial, investment, tax or legal advice, and no advisory relationship is created by using it. These calculators project constant assumptions forward. They are not forecasts, they cannot know your circumstances, risk tolerance, tax position or time horizon, and no assumption here is a promise about future returns.
Investment returns are uncertain and past performance does not predict future results. You can lose money. Always confirm anything consequential with a licensed financial adviser, accountant or tax professional in your jurisdiction before acting.
No warranty
The site and its calculators are provided "as is" and "as available", without warranty of any kind, whether express or implied, including any implied warranty of merchantability, fitness for a particular purpose or non-infringement.
We make no guarantee that the calculations are accurate or complete, that the assumptions are reasonable for your situation, or that the site will be uninterrupted or error-free. Tax rules and contribution limits change and we may not reflect a change promptly.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or inability to use, this site. That includes without limitation any investment loss, shortfall in retirement funding, tax liability, penalty, interest, professional fee, lost income or missed opportunity, whether direct, indirect, incidental, consequential or otherwise, and whether or not we were advised of the possibility.
You are solely responsible for verifying your own position and for any decision you make based on output from this site.
Acceptable use
You agree not to:
- use the site unlawfully or to facilitate an unlawful act;
- attempt to interfere with, disrupt or gain unauthorised access to the site or its hosting;
- scrape, mirror or systematically extract the site's content for republication;
- misrepresent output from this site as financial advice to a third party.
Intellectual property
The text, design, code and layout of this site are owned by us and protected by copyright. You may use the calculators freely for your own purposes and quote short extracts with attribution and a link. You may not republish substantial portions without permission.
Third-party links and advertising
The site may contain links to third-party sites, including affiliate links which are labelled as such. We do not control those sites and are not responsible for their content, products, or privacy practices. A link is not an endorsement.
Changes
We may modify these terms or the site at any time. Continued use after a change constitutes acceptance of the revised terms.
Governing law
These terms are governed by the laws of the jurisdiction in which the site operator is established, without regard to conflict of law provisions. Nothing here excludes any right you have under mandatory consumer protection law in your country of residence.
Contact
Questions about these terms can be sent via the contact page.